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Phillips & Nemajovsky, P.C. Attorneys at Law

Injured In A Car Accident? Key Information For Your Georgia Personal Injury Case

  • By: Phillips & Nemajovsky, P.C.
Drivers arguing after a car collision, symbolizing a car accident scene

What Information Do Attorneys Need When Representing Someone Injured In An Auto Accident?

At Phillips & Nemajovsky, P.C., Attorneys at Law, we move quickly to gather essential information and evidence when representing someone injured in an auto accident. This information is critical to building a strong case:

  1. Injury Assessment The first priority is assessing the nature and extent of the injuries, with substantial input from medical reports. The client’s own description of their pain and suffering also plays an important role, as it provides a fuller picture of the injury’s impact on their life.
  2. Photographic Evidence
    Photographs of the damage—whether to the client’s body, vehicle, or the accident scene—are invaluable. Visual evidence like this can help establish the severity and specifics of the accident.
  3. Medical History
    Understanding the client’s medical history, including any pre-existing conditions, is important for evaluating how the accident may have impacted them uniquely.
  4. Witnesses
    We also speak with potential witnesses to capture additional perspectives on the incident. Witness statements can be crucial in supporting the client’s claims and establishing fault.

Who Pays For Medical Bills While Waiting For Personal Injury Case To Settle?

While your personal injury case is pending, there are options to help manage medical bills. In some cases, healthcare providers may agree to delay billing until the case resolves. Your attorney can issue a letter of protection in these instances, guaranteeing that the provider will be paid from the settlement, allowing you to receive care without upfront costs.

Alternatively, if you have health insurance or another third-party payer, they may cover the costs immediately. However, you may need to reimburse them from your settlement funds

Should I Notify My Own Insurance Company If I Wasn’t At Fault?

Yes, you should report the accident to your own insurance company even if you weren’t at fault. Prompt reporting can help you avoid issues related to insufficient notice that may arise later in the case.

How Important Is It To Seek Medical Treatment Soon After A Car Accident?

Seeking medical attention right after an auto accident is essential for several reasons. First, early treatment ensures that any injuries are accurately diagnosed and documented. It also prevents gaps in treatment, which insurance companies and opposing parties might use to argue that your injuries aren’t as severe as claimed. Prompt care can also support a smoother recovery, reduce the risk of long-term health issues, and provide a stronger foundation for your personal injury claim.

What Information Is Safe To Share With Hospital Staff Treating My Injuries? Could Anything I Say Be Used Against Me By Insurance Companies?

Be honest but mindful in communicating with your healthcare providers, as medical records can become part of the evidence in your case. Focus on sharing details directly related to your medical needs. Fully disclose your injuries and symptoms for effective treatment, but avoid unrelated information, as insurance companies may later attempt to use certain statements to challenge your claim.

What Are Common Defenses Used By Insurance Companies In Georgia To Deny Or Limit Settlements?

Insurance companies in Georgia frequently rely on specific defenses to limit or deny claims. With the right legal guidance, these tactics can be countered. Common defenses include:

  • Fault Shifting: Claiming that the injured party was partially or fully responsible for the accident.
  • Assumption Of Risk: Arguing that the injured party knowingly engaged in a risky activity.
  • Lack Of Injury: Suggesting that injuries are exaggerated or non-existent.
  • Failure To Seek Timely Medical Treatment: Pointing to treatment delays to argue that injuries aren’t serious or aren’t related to the accident.
  • Lack Of Notice: Arguing that the accident or injury wasn’t properly reported.
  • Statute Of Limitations: Denying claims filed beyond the legal timeframe.

Should I Accept a Quick Settlement Offer from the Insurance Company After a Georgia Car Accident?

If an insurance company offers you a settlement soon after a car accident, it’s generally best to wait. Early settlement offers are often intended to minimize payouts, before the full extent of your injuries and damages are fully known. In some cases, the offer may be fair, but consulting with an attorney can help ensure that any settlement truly covers your medical expenses, lost wages, and other potential damages—both now and in the future.

Still Have Questions? Ready to Begin?

For more information about handling an auto accident claim in Georgia, scheduling an initial consultation is your next best step. Get the answers and guidance you need by calling us today at (229) 808-8180.

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